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   Interest Rates   as of November 01, 2009

 Programs 

Rates

 Points APR

30Y Fixed

4.875

0.0

 4.92

30Y SC F

5.00

0

 5.04

15Y Fixed

4.25

0.0

 4.33
15Y SC F

4.375

0.0

 4.44

5/1 ARM SCF

4.00

0.0

 4.46
5/1 ARM IO

 3.875

0.0

 3.98

7/1 ARM IO

4.00

0.0

 4.07
  Y - Years
  F - Fixed
  J - Jumbo > $417K
  C - Conforming < $417K
  SC - $417K - $708,750
  IO - Interest  Only
*ARM / Adjustable after Fixed Rate period of 5, 10 Ys.   

 

Xpress Loan Center is a Connecticut Company working with Country’s top Mortgage Lenders to provide our customers the best mortgage products and lowest Rates in the Industry.  
We offer wide variety of Conforming and Jumbo loans with Fixed, Adjustable and Hybrid Rates. 
Most of our Programs, including 30 years Fixed mortgage, have Interest Only option available for up to 10 years. This feature benefits our customers by lowering monthly payments while providing tax efficiency and safety of Fixed Rate (with 30/10 program). (Click “Products” Tab to see full Program descriptions).
We combine highly competitive Interest Rates with Low Closing Costs.   
Our process is fully automated. We can prequalify you over the phone within minutes. You can get formal bank approval within 24 hours (with proper documentation). The average time to close a purchase loan is from 15 to 30 days, to refinance your existing loan takes from 15 to 24 days (with standard loan parameters). 
Xpress Loan Center is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and a variety of products we offer should meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
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*The Interest Rate quotes are valid as of the date stated above the table for fully documented loans with credit score of 720+, and down payment of 20%.  
If your credit, down payment or other financials don't match listed conditions, your rate may differ slightly.  The rates change daily and can not be guarantied until locked.
*APR calculations are based on loan amount of $300,000 for conforming and $ 600,000 for jumbo loans.
For monthly payment calculation, to compare cost of different products, to determine the size of a loan you can afford, and more visit our  "Loan Center" (menu on the top) and click Calculators.  
Contact Xpress Loan Center to find out more about the rates, products, and services we can provide.


XPRESS LOAN CENTER

Ph: 203-292-3355
Fax: 203-254-1655